Diane Stone - CENTURY 21 Commonwealth



Posted by Diane Stone on 6/17/2018

Purchasing a home represents a life-changing decision, and as such, should not be taken lightly. Instead, a homebuyer will want to consider the pros and cons of buying a particular residence, along with the benefits of purchasing a house in the first place.

Ultimately, there are many benefits of buying a house, including:

1. Predictable Housing Costs

For many renters, it can be difficult to determine how much housing costs may vary year to year. Plus, renters may be forced to move from one location to the next as soon as a lease expires – something that could prove to be both time-consuming and costly.

Homebuyers can reap the benefits of predictability, and for good reason. Typically, a homebuyer will be able to pay predictable mortgage costs for the life of a home loan. This individual also won't have to worry about committing substantial time and resources to move regularly. On the other hand, a homebuyer will be able to relocate to a house that he or she owns and enjoy this property for years to come.

2. Home Appreciation

A home offers a terrific asset, one that may increase in value over an extended period of time.

Typically, a well-maintained home will become more valuable over the years, particularly for homeowners who keep their residences looking great. This means if you ever decide to sell your home down the line, you may be able to receive offers that exceed what you initially paid for it.

3. Exceptional Privacy

Finding a place to call your own can be tough. However, homeowners can enjoy unprecedented privacy, as their residences enable them to take a break from the hustle and bustle of the outside world any time they choose.

A home offers a wonderful place where you can relax with family members and friends or on your own. And remember, you can always modify your home to further increase your privacy as well.

4. Unparalleled Security

If you rent a property and break your lease, your landlord can kick you out of your home. Comparatively, if you purchase a house, you own the property. This means you will always have a roof over your head and can rest comfortably in your very own place.

Buying a home can instill a sense of pride in an individual. Furthermore, a homeowner can take solace in the fact that his or her residence is a safe place and enjoy it day after day.

Ready to purchase a house? Not so fast. You'll first want to contact a real estate agent who can guide you through each stage of the homebuying process. That way, you can receive support from a friendly, expert real estate agent and ensure that you can secure your dream home quickly and effortlessly.

Reach out to a real estate agent today – you'll be happy you did. With a real estate agent at your side, you can navigate the homebuying process and find your ideal house.




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Posted by Diane Stone on 5/6/2018


We know that location matters when you’re trying to find the right home to buy, but why?  First, buying a home you like in a location that matches your needs is a sign of a solid, long-term investment. Finding the right home isn’t always the answer to your property search woes. Many times, finding a house that needs a little TLC in the right neighborhood can give you a better return on your investment than finding a move-in ready house in the wrong neighborhood. You want to think in terms of finding a home that will be easy to sell if you so choose to sell it. Most importantly, you want to feel comfortable in your home and in your surroundings. What are the signs of a good location? Below, you’ll find the most important things you should look for when searching for a home. 


Safe Neighborhood


Everyone wants a safe neighborhood, and you certainly know a sketchy neighborhood when you drive through it, but what denotes a neighborhood as “safe”? First, if you see people up and walking around a place, you know it’s a good start to finding a safe neighborhood. People who are outside, interacting with one another give a neighborhood a community feel. You will feel like your neighbors have your back in a neighborhood like this. 


Quality Schools


the better the school district is, the higher the property values in the area are. If you don’t have kids, this may not be much of an issue for you. However, if you’re thinking that you may want to sell your home anytime in the future, keep in mind that a less than reputable school district can really dip into property values. 


You Can Easily Access The Things You Need


If you can access the shops, restaurants, and other conveniences easily from your neighborhood, that’s the sign of a good location. No one wants to have to drive 45 minutes in order to get to the grocery store. Many people who are looking for homes like to be in or very close to the action and have easy access to the things they need. Think in terms of convenience when it comes to location. 


A View And Nature


A home with a view is always a sign of a great location. whether you’re near the water or near the mountains, it’s nice to have something scenic and peaceful near your home to enjoy. Property values near the water are also always a bit higher than those further inland.


Transportation    


Access to public transportation is key in many neighborhoods. You want to be able to easily get to and from where you need to go without waiting around. If the area is more suburban or rural, access to freeways and main roads is key. Adding precious time to your commutes is never pleasant. Many times location and commute times come down to a simple matter of balance and planning when searching for a property.        





Posted by Diane Stone on 4/8/2018

In the internet age, we’ve all seen dream homes on Google, Pinterest, or Instagram that seem to encompass everything we’ve ever wanted in a home.

Sometimes, obsessing over dream homes can be detrimental to us--making us feel bad about our own living situation or discouraged about ever being able to afford the home we truly want.

However, dream homes can serve a purpose when it comes to identifying what we really want out of a home.

In today’s post, we’re going to use the idea of a dream home “wish list” to help you narrow down what really matters to you and your family in your next home.

Step 1: Start by making a list of your dream homes

This is the easy part. If you’re like me, you probably have a Pinterest board or bookmark folder just for home inspiration.

Put all of the dream homes on your list. The order doesn’t matter, and you’ll find out why below.

Step 2: For each home, write down one or two of your favorite things

Is it the square footage? The location that’s perfect for your commute or for trips to your favorite places? Or, is it just the color scheme of the kitchen?

No aspect is too small for this list--it all depends on what you like, not what the price tag is.

Step 3: Go over your list and try to put the items in order of how much they matter to you.

An example would be:

  1. A cheerful, bright colored kitchen

  2. A cozy office to wok quietly in

  3. A two-car garage

  4. A playroom for the kids

  5. A location that’s close to the water

Looking over these five things, there are only two items that can’t be found in most houses, a two-car garage and a location that’s near the water. And, this house-hunter didn’t even list those items as the most important.

So, what can we learn from this exercise? Oftentimes, the things we’re looking for the most in a home can be things that we can do later, like interior decorating or designating spare rooms to serve as an office or playroom.

Step 4: Use your top 3 when house hunting

Now that you have the top three things that you’d find in your dream home, take this list with you on your house hunt. Try to seek out a home that has a combination of these items and one that will be the most practical for your family.

You might find that these conveniences, such as being closer to your work for a shorter commute, will pay off in the long run, as they’ll let you spend more time with our family and make each day a little bit easier.




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Posted by Diane Stone on 2/4/2018

Let's face it – buying a home can be difficult, particularly for those who are exploring the real estate market for the first time.

As a homebuyer, it is your responsibility to learn about the ins and outs of the housing market. By doing so, you can understand what differentiates a high-quality house from a subpar residence and proceed accordingly.

Furthermore, an informed homebuyer will know how to evaluate a home's exterior properly.

What does it take to conduct an in-depth assessment of a house's exterior? Here are three questions that every homebuyer should consider as he or she examines a home's exterior.

1. How do I feel about a home's exterior?

For many homebuyers, finding a house with an awe-inspiring exterior is a top priority. However, it is important to consider how you feel when you see a home's exterior for the first time.

A home's exterior should impress. At the same time, you need to evaluate a house's exterior in conjunction with other home features.

For example, a home may boast a massive kitchen and other dazzling interior features. On the other hand, a home's exterior may leave much to be desired.

Consider the pros and cons of a home's interior and exterior as you determine whether to submit an offer on a house. And if you need extra help along the way, be sure to consult with a real estate agent.

2. Will home exterior repairs be needed in the near future?

Examine a house's driveway, walkways and lawn as you conduct a home exterior evaluation. This will allow you to review the condition of these home exterior areas and determine whether repairs may be needed sooner rather than later.

Home exterior renovations sometimes can be costly and time-intensive. Thus, if you notice home siding that is cracked or other exterior issues, you will want to consider the time and expenses that may be required to fix such problems.

3. How much time will I need to commit to home exterior maintenance projects?

A home may have a beautiful exterior. In order to keep a house's exterior looking great, you'll need to conduct regular maintenance.

Consider what you will need to do to maintain a house's dazzling exterior as you explore all of the options at your disposal.

Will you need to hire a landscaping company to mow the lawn and trim the hedges? Or, are you willing to commit the time and resources necessary to perform assorted home exterior maintenance tasks on your own? These are just a few of the home exterior maintenance questions to consider as you review a property.

Of course, if you need guidance during the homebuying process, real estate agents are available to provide expert assistance.

A real estate agent possesses comprehensive housing market knowledge and can offer real estate insights that you may struggle to obtain elsewhere. With a real estate agent at your side, you should have no trouble examining a house – both inside and out – and making an informed homebuying decision.




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Posted by Diane Stone on 1/14/2018

When you move into a home that you worked so hard to buy, it’s an exciting and overwhelming time. The biggest problem with a new place is that you don’t know your surroundings very well. Even if you have just moved down the street, there’s a lot of new things to be discovered from new neighbors to new places to explore. 


One thing that many new homeowners overlook is the way in which their new home functions. Do you know where the circuit breakers are? What about that switch in the corner of the living room that doesn’t seem to do anything? While the seller's disclosure and your home inspector will give you a wealth of information, you can gain a lot of knowledge just by asking questions. 


Sellers may not be eager to answer too many questions at first for fear that their answers could jeopardize the sale of their home. You can safely ask a lot of questions at the final walk-through or at closing since the seller will know that they’re secure in the transaction.         



What’s Strange About This House?


While you wouldn’t word a question to a seller in this exact way, you do want to know if there’s anything unique or anything that you should anticipate about the home. Remember that you should be subtle, yet curious in your question asking. 


What Type Of Repairs Have Been Made?


While you expect that most repairs will be on the disclosure statement, anything that has been done in the past is noteworthy as well. It’s helpful to know what’s been done in the house in the past so you have an idea of what to keep an eye out for.


Where Are The Important Utility Boxes In The Home?


Not all home inspectors are created equal. Your inspector may not be great at educating you as to where things are in the home like the circuit box, the water switches, the pump, or the controls for the furnace. The seller can often show you the location of these items in the house. This will prevent you from a lot of confusion starting at the time you move into the home. 


Have You Enjoyed Living In This Neighborhood?


You can discover a lot about a neighborhood if you just start a conversation about the seller’s own experiences. You can learn a lot through this simple question. Are there any crazy dogs in the neighborhood? Where are the best places to eat in the area? While you may not ask these questions directly, you can gain some powerful information just by being curious and conversational.

Gaining a good rapport with your seller can get you places. You’ll know a bit more about the home and the seller will even feel more friendly towards you. The seller could even leave some cool stuff behind that they don’t need like a microwave, a piece of furniture, or a patio set. All you need to do is be friendly and curious and you’ll be off to a great start in your new home.




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